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Are you struggling to get a mortgage with bad credit?

Has a bank said NO or another broker failed you?

We can help you get the YES you've been looking for. Even with CCJ's, Defaults, Missed Payments, DMP, IVA or Bankruptcy.
Do You Qualify?

6 Great Reasons To Choose Adverse Mortgage Advisors

1

Our Lovely 5-Star Reviews

Don’t just take our word for it, please take the time to read what our clients have had to say about the wonderful service they have received from us.

2

Adverse Mortgages Are All We Do

100% of all our applications are to assist borrowers that either have credit issues or low credit scores. When it comes to bad credit mortgages we are premier league, and this is why we are called Adverse Mortgage Advisors.

3

Whole Of Market

We have access to all the lenders that will consider all types of bad credit, we even have direct access to their underwriters to fight your case.

4

First Class Support

Your assigned experienced case manager will be by your side and keep you regularly updated until the day you pick up your new house keys.

5

Our Price Promise

We pride ourselves in pairing our clients with the best lender for their circumstances. However, if by a miracle another broker finds you a better mortgage that is proceedable but you would still like to work with us we will waive our fee.

6

No Upfront Broker Fees

Our broker fee is only payable once we have delivered you a successful mortgage application and a formal mortgage offer has been issued by the lender.

Find out in less than a minute how likely you are to be accepted for a mortgage.

Without it affecting your credit score!

Can I Get A Bad Credit Mortgage?

Just A Few Lenders We Work Closely With To Secure You The Best Bad Credit Mortgage

Halifax
Bluestone mortgages
Natwest
Precise Mortgages
Barclays
United Trust Bank

3 Simple steps

To Securing Your Bad Credit Mortgage With Adverse Mortgage Advisors

1

Enquire

Get started by completing our quick and easy form and let our bad credit mortgage specialists pair you with the best lender.

2

Apply

We will take all the pressure of the application away from you to make the process as smooth and stress free as possible.

3

Complete

Start enjoying your new home or the benefits of your remortgage.

We can help you with

Mortgage With Defaults
Mortgage With Defaults
Having a default doesn’t mean you can’t get a mortgage. We understand what lenders are looking for and can help you secure a mortgage even with a default.
Find out more
Mortgage With CCJ’s
Mortgage With CCJ’s
We specialise in mortgage with CCJ's and know all the lenders that will offer you a mortgage with a CCJ.
Find out more
Mortgage With An IVA
Mortgage With An IVA
If you Have an IVA and Need a Mortgage or Need to Remortgage, we Can Help! Our advisors have a proven track record in finding the right lender for you.
Find out more
Missed or Late Mortgage Payments
Missed or Late Mortgage Payments
If you’re applying for a new mortgage with late or missed mortgage payments on your credit history, we can still help you find you a lender that will say yes to your application.
Find out more
Mortgage With DMP
Mortgage With DMP
We have helped hundreds of people with a Debt Management Plan get a mortgage and will showcase your application so that lenders understand the positive steps you have taken to manage your debt.
Find out more
Mortgages After Bankruptcy
Mortgages After Bankruptcy
Your current circumstances are what matters now, right? We can make sure your mortgage application is successful, even with a Bankruptcy on your credit file.
Find out more
Remortgaging With Bad Credit
Remortgaging With Bad Credit
Do you now have bad credit and worried about remortgaging? With increased living costs and interest rates that are now higher than they were when you first took out your mortgage. Don’t worry we are here to help.
Find out more
Mortgages With No Credit History
Mortgages With No Credit History
Without previous credit, it can be difficult to prove your ability to manage debt. With our market knowledge, we’ll find lenders who provide mortgages with no credit history
Find out more
Self-Employed Mortgage With Bad Credit
Self-Employed Mortgage With Bad Credit
The good news for you is that having Bad credit and being self-employed does not make getting a mortgage more difficult. We can help find you a lender even if you only have one years’ worth of accounts.
Find out more
Missed Or Late Payments
Missed Or Late Payments
With our access and relationships with all the specialist lenders, and our understanding of their criteria, having us by your side will give your application the best chance of being accepted.
Find out more
Shared Ownership Mortgage With Bad Credit
Shared Ownership Mortgage With Bad Credit
Looking to get a Shared Ownership mortgage with bad credit? We can help you find the right lender that will say yes to your application.
Find out more
Equity Release With Bad Credit
Equity Release With Bad Credit
An equity release mortgage is only available for those aged 55 and over. Our brokers will use our expert knowledge to look into your options to help you get started.
Find out more
Right to Buy with Bad Credit
Right to Buy with Bad Credit
We help council tenants with Bad Credit who have been offered the opportunity to purchase their home. We can use the substantial discount offered to you as your deposit, this means you do not have to use any of your own funds to support your application.
Find out more

About Adverse Mortgage Advisors

Buying a new home is exciting. But your ability to obtain a mortgage with adverse credit can be difficult. Whatever your situation may be, we make what seems impossible, possible. Financial mistakes happen, but we firmly believe that these shouldn’t stop you from securing a mortgage. 

Key to our success has been our ability to help when previous mortgage applications have been declined. This comes from our deep and unparalleled understanding of the issues faced by those applying for a mortgage when they have adverse credit or a low credit profile.

Find out about us
Do you qualify for a mortgage?
Use our quick & easy questionnaire to see if you qualify
Get started

For When It Seems Impossible, We’re Here

Our single aim is to match you with the right lender so that you do not have to pay any more interest than what is needed, and to get your application accepted, regardless of your financial history.

We have the necessary experience, knowledge, and contacts to make this happen.

Where many traditional and online mortgage advisors use tick-box tactics to decide your application’s fate, we treat each case individually by assessing the financial evidence and looking at the whole picture.

That’s what makes the difference, and that’s what gives your application a better chance.

No More One-Size-Fits-All

Every individual is different, and every circumstance needs to be treated that way. That’s why our specialists listen to your unique story, instead of just looking at the numbers.

This is what helps us match you with the right lender, one that will give you the best chance of being accepted.

Even when our clients have come to us after having a previous mortgage application declined, we’ve managed to get them accepted. And it’s because of our deep and unparalleled understanding of the issues faced by those applying for a mortgage with adverse and bad credit that sees them through to success.

Ultimately, if you have bad credit history, adverse credit or your finances are complicated, you have a better chance of getting a mortgage with us supporting you.

Ready to start your next chapter? Get in touch with the Adverse Mortgage Advisors team today.

Get in touch
FAQs

If you have questions about getting a mortgage with an adverse credit score, read our FAQs. Our wealth of knowledge within this market means that we’re confident in our ability to offer specialist mortgage advice and secure the mortgage you want regardless of your credit history.

Read more FAQs